Four quick questions. See what each way of selling could put in your pocket.
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Looking it up…
Square feet
Year built
2. If it were fully fixed up, what would it sell for?
$260,000
$60k$900k+
3. What does it need?
Does the roof need replacing?
Does the HVAC need replacing?
Plumbing or water heater need replacing?
Any foundation or structural issues?
4. What's owed on it?
Mortgage balance
$
Liens or back taxes
$
Can you pay for repairs yourself?
Liens and back taxes get paid at closing before you see a dollar — same on every option.
Based on your information
This could be what you can get
Every house is different. These are estimates, not offers.
Fixed up, it's worth$260,000
Repairs needed—
Comes off the top$0Mortgage + liens
This is an estimate, not an offer. Nothing here is an offer to purchase or a guarantee
that we'll extend one at these numbers or at all. A real offer comes only after we've seen the
property, completed due diligence, and a title company has confirmed clear, marketable title.
Straight answers
The math behind the numbers
How much do cash buyers actually pay?+
70% of the fixed-up value, minus repairs. That's the standard.
$260,000 − 30% − $45,000 = $137,000
The 30% covers repair risk, months of holding costs, selling costs at the other end, and profit.
Why does a novation pay more?+
Because the house sells at full retail instead of at a distressed discount, and we pay for the work.
$260,000 − $45,000 repairs − $18,200 selling − $22,400 fee = $174,400
You wait three to five months and stay on title until it sells.
What if I owe more than the offer?+
Then a cash sale can't happen — there's nothing to clear the loan with.
$137,000 offer − $160,000 payoff = −$23,000
Your options are a short sale through your lender, or someone taking over the payments.
What's the risk if someone takes over my payments?+
The loan stays in your name. If the buyer stops paying, it's your credit that takes the hit and the lender can foreclose on a house you no longer own. Most mortgages also let the lender demand the full balance the moment title transfers. Have your own attorney read anything like this before you sign it.
Do I have to give you my email?+
No. We record anonymous usage to improve the tool — rough value brackets, which options people open. Your address and your exact numbers never leave your browser.
Built by DFW Fair Cash Offer in Grand Prairie, Texas. We buy houses, so we're
not neutral — read the numbers with that in mind. Not agents, attorneys or financial
advisors, and this isn't legal, tax or financial advice.
Want a real number?
A person walking your property gives you something you can actually sign. Free, no obligation.